Okay, so this is my first child and first time going through this. I work for the State of CA, so I qualify for PFL, FMLA, and CFRA with SDI & EDD compensating. I get the whole nine yards, but there's one thing I'm lost on and need clarification on before making a decision as to when my last day at work will be. 

This is my understanding of how it will work.

I'm due on 3/13/13. If my last day at work is 36 wks exactly, I will begin the 7 day SDI waiting period (with no pay) on 2/13/13. I will begin earning SDI pay on 2/20/13 and will continue to earn that SDI pay until she's born, regardless if she's on time, early, or late. Is that correct?

That's my biggest question here. If I go out of work at exactly 36 weeks and she's, let's say 2 weeks late (hypothetically), will I be paid through SDI for that "extended" time? Will I be paid from 2/20 until she's born on 3/27 (if she's 2 weeks late)? My fear is that I will be cut off from SDI pay once they've paid for 3 or 4 full weeks (meaning 3/13 or 3/20).

Strangely enough, I work in HR and have asked my supervisor about this (who is supposed to know all this stuff) and she didn't even know that you could be written out at 36 wks. SERIOUSLY? So she was of no help. I've tried calling SDI and EDD to get clarification, but they're lines are ALWAYS sooooo busy that they say they can't take any more callers and it just says "Goodbye" and hangs up on you.  

Any info and/or experiences with this will be EXTREMELY helpful and appreciated. Thanks!