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11-13-2012 at 12:41 PM
huco30
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Joined on 08-23-2011
459 Points
huco30 is not online. Last active: 03-06-2013, 11:51 AMNewbie

Changed my insurance! Hope I did the right thing!

I am a GA teacher & the insurance I had was United Healthcare HMO plan. You could not meet your deductable from Doctor visit copays so when I had my Lap surgery via OB-GYN last December I had to pay over $3,000 OOP. Also the HMO does not cover any out of network. I want to go to the center for endometriosis in Atlanta but they are out of network so that made things impossible.

I changed my insurance during open enrollment to United Healthcare Wellness HRA. You can meet your dedcutable with this plan through co pays and they cover 60% out of network. Of course there is no infertility coverage but none of our state insurance plans offer infertility insurance coverage. I hope I made the right decision.


Diagnosed with Endometriosis 05/05
O5/05 Lap #1 for diagnosis
12/08 Lap #2 for pain management
Married on October 3rd, 2009
Me:30 DH: 35
TTC since 05/10
Clomid 25mg since 08/10
06/11 IUI #1 ended with a m/c
08/11 IUI #2 BFN
09/11 IUI #3 BFN
12/11 Lap #3 for IF
04/12-06/12 Letrezole, Trigger shot, TI
07/12 IUI #4 BFN
"When you feel like you cannot walk another step, that's when you try to run another mile." Photobucket Photobucket Photobucket Photobucket Photobucket Photobucket Photobucket Photobucket 
11-13-2012 at 3:05 PM
oO Angie O...
Not Ranked
Joined on 07-31-2012
5,246 Points
oO Angie Oo is not online. Last active: 05-21-2013, 12:28 PMNewbie

Health insurance is so confusing and frustrating.  I'm sure you did the right thing so you can now see the doctors that you want to see.  

 

good luck!  


Me: 29 w/ unexplained IF DH: 32 perfect and healthy Married: 10.25.07 Unexpected and very surprising BFP in Feb 2007. M/C April 2007. :( TTC since 2008 Metformin- no improvement Clomid 50mg/Provera cycle #1 7/2009 - BFN Clomid 50mg/Provera cycle #2- 8/2009- BFN Clomid 100mg/Provera cycle #3- 1/2010- BFN ...Took a break... 2012- Met with RE DH sperm analysis- all good Prescribed Synthroid for slightly elevated TSH levels 11/12- HSG all clear 1/13- IUI with Femara and trigger shot on 1/31- BFN 2/13-IUI #2- cancelled due to low response 3/13- IUI #3 Femara and trigger shot- BFN 4/13- IUI #4 in the works.  
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