We do not have paid ML but we do have unlimited sick leave, right now I have 280 hours by the time LO comes I will have 344 hours of sick leave and 162 hours of annual leave. I will be taking 9 weeks off paid. DH will take 3 weeks paid and part time for week paid.
If I happen to go on bed rest I was given the opportunity to work from home so I will not have to use all my leave. If (God forbid) I run out of leave my Mom, Dad, close friends of the family, along with co-workers offer to give me leave so I will not go without pay. Thankfully.
I am sorry for those with no pay, that truly sucks.